Saturday, October 26, 2013

How Obamacare is Kick Starting Free Market Healthcare - Checkout Your Options




The very expensive Obamacare disaster has spawned the rise of a free market healthcare industry that is defined as medical services at substantially reduced prices based on cash-checks-plastic and no form of medical insurance is accepted. Physicians didn't go to medical school to become subservient to government bureaucratic goons; they went to medical school to learn to heal sick folks.

AAPSonline.org (American Association of Physicians and Surgeons, A Voice For Private Physicians Since 1943) has been following the healthcare situation for years while providing information on non-insurance medical services. It's definitely worth subscribing to AAPS e-mail updates.  The website focuses on both consumers and the medical professional.  Email update:

Surge in Patients Seeking Direct Care
The failure of ObamaCare and the related epidemic of dropped "coverage" is creating a fury of patient and media interest in healthcare that cuts out the government and insurance middlemen.
Here's a small sample of recent stories that feature patients and physicians working together outside the system. The results? Lower costs, higher quality and increased access to care.
Website puts surgeries on the auction block (USA Today)
Medical costs too high? Some doctors will bid for your business (KATU)
Patients, firms shop for better health care deals (PostBulletin)
Our friends at MediBid.com have seen a surge in patient requests for cash care of 5,000% in the last several days! To help meet this demand, MediBid is offering physicians complementary registration until December 31, which allows doctors to submit bids on these patient requests. Go to http://www.medibid.com/pages/physicians/ and click on "register" (coupon code: FreeDays).
Medibid is a website that is bringing together consumers and medical professionals who are opting out of health insurance and its website states: 
The Patient Protection and Affordable Care Act (PPACA) will greatly increase the cost of healthcare over the next few years as it is fully implemented. In addition, healthcare premiums will continue to increase to the point where they are unaffordable. MediBid presents the only real solution using sound economic principles. Currently, traditional healthcare plans are based on a system of price fixing, which lacks transparency or competition. MediBid is the only solution based on transparency, competition, and proven market principles. Each and every medical procedure is tendered out to thousands of doctors across the US and overseas when the request is made. Real doctors respond to each request with a price which they have set, based on the information you provided. Because of this, MediBid has been called the “Priceline of Healthcare” and the “Travelocity of Healthcare”. MediBid presents a competitive alternative to insurance networks or PPOs. Our medical procedure pricing is usually 50% lower than Healthcare BlueBook pricing.

Savvy companies follow a process when making large purchases called competitive bidding. This is how they can compare quality and price. MediBid does the same with each and every medical request: we tender it out! It works to increase quality, and decrease cost in every other corporate purchase, and it works in healthcare too! Competitive bidding in healthcare reduces costs.

Employers and Third Party Administrators (TPA’s) can harness our unique tools to add transparency and reduce costs in employee benefit plans. Transparency is good, but transparency alone will not save you money. When transparency is combined with doctors competing for your business, you will achieve sustainable cost reduction, which will add to your overall cost containment strategy.

Employees log in to a proprietary online portal so they can see the cost of care before they obtain it. They can select the procedure they needed, then see the amount covered under their employer’s health plan. Once they click on the MediBid button, their request will be tendered out. Employees usually get prices which are 80% lower than billed rates, and usually far less than the big insurance companies put as “allowed” rates on your Explanation of Benefits (EOB) slip. Often, the healthcare cost which is bid will be lower than your allowable, resulting in a “reverse co-pay” for the employee.

With the cost of healthcare perched to see unprecedented increases over the next 4 years, it is time for employers and patients to take more control of their healthcare. Let MediBid show you how you can save up to 80% on your healthcare costs, or over 40% on your insurance.
It appears that some medical professionals and consumers are 'Going Galt' and organizing free market solutions for medical care.

MediBid for Patients - Facebook

MediBid@MediBid on Twitter

Another website, The Self Pay Patient, provides excellent information on self-pay health care including:

More doctors abandoning insurance system, going ‘cash-only’

Liberty HealthShare: a health sharing ‘ministry’ for all faiths (or no faith at all)!

Announcing the launch of the Self-Pay Healthcare Market

Alternatives to Obamacare and government run healthcare are popping up everywhere.  We are not stuck with Obamacare.  Moreover, private free market healthcare initiatives include businesses, medical professionals, consumers and employees ALL working together to solve a big problem and deliver high quality affordable healthcare.  What the government has totally screwed up, free markets will solve through technology, innovation, competition and voluntarism.

Stay tuned because free market healthcare solutions are about to go viral in a very big way.  This is just the beginning of some awesome possibilities.  We can support free market healthcare by LIKING the Facebook pages and following on Twitter the folks and organizations that are working to deliver us from the evil known as Obamacare.

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